
π This article includes 1 downloadable practice file β
In this article
DAYS360 counts days as if every month had 30 β the convention some interest and bond calculations use.
Syntax
=DAYS360(start_date, end_date, [method])
| Argument | What it means |
|---|---|
method |
FALSE = US (NASD), TRUE = European. |
Examples
Example 1
=DAYS360(A2, B2)
Interest days for a 30/360 loan.
DAYS360 in practice
Where you will use it
- Interest on a 30/360 basis
- Accounting systems with 360-day years
- Bond calculations
Worked example
| Start | End | Formula | Result |
|---|---|---|---|
| 31-Jan-2026 | 01-Mar-2026 | =DAYS360(A2,B2) | 31 |
| 01-Apr-2026 | 31-Mar-2027 | =DAYS360(A3,B3) | 360 |
| 28-Feb-2026 | 31-Mar-2026 | =DAYS360(A4,B4) | 30 |
Results calculated in Excel.
Mistakes people make
| Mistake | What to do instead |
|---|---|
| Actual days needed | Use DAYS or B-A |
| US vs European method | Third argument TRUE uses the European method |
Related functions
π Part of the free Excel course: Beginner β Expert Β· Try it in the Formula Lab or ask the AI Helper.
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π Practice files for this article
- πPractice workbook: Dates & times22 tasks on realistic sales data β type your formula, the Check column turns green when it is right. Answers sheet included.β¬ XLSX Β· 34 KB
Free to use for learning. Files with macros (.bas) are plain text β import them with Alt+F11 β File β Import File, and always test on a copy.
Atul (AJ) builds office-automation and local-first AI tools as Atulya AI, and works with Excel, SAP and Oracle EPM every day. He writes about the shortcuts, macros and automations that actually save time β plus the occasional wacky fact. Videos on YouTube: Lazy Automator AI (@LazyAutomatorAI).
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